Legal Counsel

About GoHenry

GoHenry is a UK-based fintech company created by parents to pioneer financial education, making every kid smarter with money. More recently, GoHenry moved into Europe and the US by joining forces with French fintech company PixPay and US investing app, Acorns.

Together, Acorns, PixPay, and GoHenry have over 6 million members across 5 countries. GoHenry offers a debit card and app for kids and teens and companion apps for the family, with in-app tools for sending money, automating allowance, managing chores, setting savings goals, giving to charity, and in-app financial education lessons where kids can watch videos, take quizzes and earn points & badges. GoHenry also offers a Junior ISA product. This is all designed to help kids and teens build good money habits that will last a lifetime.

The role

GoHenry is seeking a Legal Counsel to support our legal operations and ensure compliance within our growing fintech environment. This person should have a solid foundation in financial services law and regulation and a willingness to learn and adapt in a dynamic setting.

In this position, you will assist in managing legal risks and ensuring that our products and services meet regulatory requirements while supporting our business goals. Your contributions will be key as we continue to expand and enhance our offerings.

Responsibilities

• Advising on payments regulations, including Payment Services Directive 2 (PSD2), Electronic Money Regulations (EMR), FCA and PRA rules, and broader financial services compliance.   
• Draft, review, and negotiate a wide range of contracts, including merchant agreements, partner agreements, and customer terms and conditions
• Assist in managing the company’s regulatory licences and interactions with regulatory bodies (e.g., FCA)
• Maintain productive relationships with external counsel to manage GoHenry’s UK’s business needs and relationships cost-effectively and efficiently.
• Assisting with key projects for the wider Acorns Group, including commercial transactions, contract playbooks, terms and conditions, new product development and other strategic projects.
• Work closely with teams across the business, including product development, compliance, risk, IT, and customer support, to embed legal considerations into day-to-day operations

Requirements

• 3+ years of relevant experience in a law firm and/or in-house providing legal advice regulated financial services such as  payments regulations, including Payment Services Directive 2 (PSD2), Electronic Money Regulations (EMR), FCA and PRA rules, and broader financial services compliance.   
• Experience advising businesses that are authorised by one or more UK financial services regulators preferred.
• Ideally some experience in corporate transactions, new product development, data privacy and/or corporate governance.
• Interest in working on legal matters across Acorns Group (GoHenry’s parent company) and advising business stakeholders located in the US, UK and Europe. 
• Clear communicator with excellent writing, analytical and interpersonal skills.
• Highly organised, detail-oriented and execution-focused, with the ability to work independently and with a cross-functional team on numerous complex matters simultaneously and prioritise tasks in line with business goals.
• In-house experience with a global fintech or financial services company a plus

Benefits

• Flexible working
• BUPA Private Medical or BUPA Cash Plan
• 25 days annual leave, plus public holidays
• An additional day off on the week of your birthday
• Flexible public holidays
• Family friendly leave policies
• Death In Service Benefit - X4 your annual salary
• Mental Health Platform - OpenUp
• Nursery/ Childcare Benefits
• Cycle to work scheme
• Gym Discounts
• Training budget

We’re proud to say...

• We ranked #38 in Newsweek's Top 100 Most Loved Workplaces in the UK in 2023
• We’re one of Tech Track’s top 50 fastest-growing UK companies.
• We won Finders Kid’s Cards Customer Satisfaction Awards in 2022 and 2023.
• We won the Tech for Good award at the Better Society Awards 2023
• Our kids and parents have donated over £500,000 of their own money to NSPCC via their GoHenry accounts

GoHenry is an equal-opportunity employer, and we’re on a mission to foster a diverse & inclusive workplace. Individuals seeking employment at GoHenry are considered without regard to race, religion, national origin, age, sex, gender, gender identity, gender expression, sexual orientation, marital status, medical condition, ancestry, physical or mental disability, military or veteran status, or any other characteristic protected by applicable law.

Want to join our mission? Click apply below!