Financial Crime Specialist

The Role:

We are looking for a Financial Crime Specialist to join our existing team as the business scales globally. You will support the UK Financial Crime Team to review high risk and suspicious activity, making decisions that have a big impact on our customers and our business.

We place a huge emphasis on continual learning and have created an environment where this is possible every day. Internal mobility is important to us and our goal is to help every employee realise their aspirations. Why not check out what you need to do to progress in this role at Capital on Tap here!

What you’ll be doing:

• Conduct investigations on suspicious transactions, using in house systems and open source investigations to help protect the business from potential Money Laundering and Terrorist Financing risks.
• Provide consistent detailed rationales for decisioning alerts.
• Ensure transaction monitoring alerts are handled in accordance with procedures and meet standards for both quality and timeliness.
• Prepare high quality Suspicious Activity reports to the authorities concerned. (NCA & FINCEN).
• Act as a subject matter expert for financial crime escalations.
• Continuous reviewing of transaction monitoring capabilities and providing feedback to the wider financial crime leadership team on efficiencies to be implemented, including enhancement to existing rules.
• Take ownership of workflow and ensure that the team's tasks are completed in adherence with business agreed service levels.
• Support and gather information to help identify emerging trends and threats.
• Participate and provide input to team meetings, sharing ideas and knowledge to assist in the building of a high performing team.
• Provide training for new joiners when required.

What we are looking for: 

• Experience making independent risk-based judgements on AML investigations.
• Able to communicate your decisions to internal members and customers directly.
  
• Confidence asking questions and suggesting improvements where you see them.
  
• An interest in Financial Crime and a willingness to learn the regulatory landscape and criminal techniques in more detail.
  
• A critical eye and strong attention to detail with an eagerness to work efficiently in a demanding, high volume environment.

What you'll get in return

• 28 days holiday (plus bank holidays)
• Hybrid working
• Generous yearly anniversary rewards (including 4 weeks paid sabbatical in year 4)
• We give every employee a learning budget of £1,000 a year to spend on your own personal development (we want to encourage your growth!)
• Private healthcare through Vitality
• Opportunities for internal career progression 
• Free breakfast and snacks every day