Finance Director

About Us

At Capital on Tap, we believe in small businesses and their potential. That's why we are on a mission to build tools for small businesses to help them thrive. 

We have helped more than 200,000 small businesses across the UK and the US, and hope to partner with more than 1 million businesses by the end of 2025. We have been named by the Financial Times as one of the Fastest Growing Companies in Europe for 5 years in a row and we have a global team of 500 across London, Cardiff and Atlanta. 

Our people (and our office dogs) really are the best thing about working at Capital on Tap. We have built a dynamic, fun and vibrant culture. Your opportunities for growth are as big as your ambitions and we champion you to pilot your own ideas to have an impact and add value to the business!

We are a place where a diverse mix of talented people want to come and do their best work and most importantly feel included and welcome. We foster an environment that allows people to share, engage, learn, support, participate and work towards positive change. We hold regular culture and inclusion events, such as Black History Month, Pride Week and International Women’s Day and have genuine goals to improve every day. You can read more about these events on our blog, and more about our team and our values here.

Diversity and Inclusion

At Capital on Tap we are fully focused on equality and believe deeply in diversity of race, gender, sexual orientation, religion, ethnicity, ability, national origin and all the other characteristics that make us who we are.

We want to be a place where a diverse mix of talented people want to come and do their best work and most importantly feel included and that they can be their authentic selves. We welcome, consider and encourage applications from anyone that shares this passion.

The Role 

We are looking for an ambitious Director of Finance to join and lead our finance team. Reporting to the CFO, you will work closely with both our senior leadership team and all areas of the business to continue to support our mission of building the best business credit card!

Responsibilities

• Managing, developing and further enhancing the finance team to support the continued fast pace international growth of the business
• Owning financial reporting and statutory audits across the entire group (UK and US), whilst ensuring accuracy & timely production of both internal and external reporting
• Leading the FP&A function in providing timely and accurate business forecasting whilst building up a strong business partnering network to develop best-in-class analytics to drive decision-making 
• Maintaining and improving robust financial controls framework, which will require engagement with key stakeholders across all areas of the business
• Responsible for setting strategy (and compliance with) all tax, regulatory and payroll compliance for group and all subsidiaries  
• Overseeing and guiding the financial operations team to create a highly automated and scalable processes

About you

• Inspirational leader who can drive improvement and willing to roll your sleeves up to support the team
• Big four trained qualified (ACA/ACCA) accountant with both financial services (lending, IFRS9) and industry experience 
• Worked in a high growth start up or scale up environment - ideally FinTech
• Ability to build relationships quickly and influence at a senior level
• Data driven individual with the ability to guide and develop team members to extract and analyse data to provide meaningful insights
• The ability to quickly adapt to changing priorities and strong skills to guide and support others through change.
• Desirable experience: i) worked within a PE owned business, ii) experience of securitisation / structured finance, iii) worked with a multi country business, with experience of US reporting and tax requirements
• Excited to be a part of the team which has built one of the UK’s fast growing, profitable, fintech businesses!

What you'll get in return

• 28 days holiday (plus bank holidays)
• Generous yearly anniversary rewards (including 4 weeks paid sabbatical in year 4)
• We give every employee a learning budget of £1,000 a year to spend on your own personal development (we want to encourage your growth!)
• We contribute 4% to your pension (with up to 7% match) through our pension plan
• Private healthcare through Vitality
• Worldwide Travel Insurance through Vitality
• Six free therapy sessions 
• Opportunities for internal career progression 
• Free breakfast and snacks every day
• An opportunity to pilot new ideas that impact the growth and direction of the business
• The chance to work for one of the fastest-growing FinTech companies in the UK
• Travelcard loan and/or cycle to work scheme