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Senior Credit Strategy Analyst

Funding Circle


Posted over 30 days ago...


Shape the Future of SME Lending as a Senior Associate at Funding Circle's Innovative Credit Strategy Team


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No salary declared 😔

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London, United Kingdom - Hybrid

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Hybrid (In-person ~3 day / week)- London United Kingdom

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Expires at anytime

Organisation summary

Funding Circle is revolutionizing the SME lending space with its advanced data-driven platform, providing small businesses with rapid, easy access to funding. Celebrating a decade of expertise, the company is committed to delivering exceptional customer experiences and has been recognized for its contributions to diversity, equity, and inclusion. Working at Funding Circle means joining a mission to empower small businesses with the financial tools they need to thrive.

Role Summary

  • Drive credit strategy innovation and risk management.
  • Collaborate with cross-functional teams to deliver impactful changes.
  • Generate actionable insights to solve complex credit risk problems.

Role Requirements

  • 2+ years of experience in Credit Risk Optimisation within SME or retail lending.
  • Strong problem-solving abilities with a logical and analytical approach.
  • Effective communication and presentation skills.
  • Proficiency in SQL & Excel.
  • Capability to challenge and improve existing processes where necessary.


  • Hybrid working model with office perks including free barista coffee and subsidized lunches.
  • Supportive home office set-up.
  • Comprehensive 'Circler' benefits program across Health, Wealth, Development, and Lifestyle pillars.
  • Private medical and dental insurance, therapy sessions, reproductive health support, and gym memberships.
  • Financial coaching, mortgage advice, and retail discounts.
  • Learning allowances and access to an internal learning platform.
  • Enhanced parental leave policies and recognition for diversity and inclusion efforts.

The role

The Credit Strategy team is pivotal to Funding Circle. It’s key in driving the business forward whilst managing risk through the credit cycle. You will work alongside the rest of the Credit Risk Strategy team and cross-functionally to drive positive change that makes a real difference to our customers and investors. As Senior Associate we will look to you to analytically shape our credit strategy through meaningful insights and problem solving.

Who are we?

Our mission is to build the place where small businesses get the funding they need to win. We do this by uniting cutting-edge data and technology to deliver an unbeatable customer experience. With a decade of expertise under our belt, we've built a game-changer of a platform that's reshaping the landscape of SME lending. Say goodbye to lengthy applications and hello to lightning-fast decisions! In just minutes, SMEs across the UK can get an instant decision, giving them access to affordable funding in a flash.

Job requirements

Experienced in Credit Risk Optimisation with SME or a retail lending environment (2+ years) A keen problem solver with logical reasoning and analytical methods A good communicator and presenter Experienced in SQL & Excel Able to challenge where appropriate


Our Circler proposition is designed to support employees both in and out of work, and it is anchored around four pillars: Health, Wealth, Development & Lifestyle. We offer hybrid working, with 2-3 days per week based in the office. When you’re in the office you can take advantage of our free barista and subsidised lunches through JustEat and we will help support your home working set-up. We support flexible working arrangements so please speak to our recruitment team if this is something you’d like to learn more about.

A few highlights:

Health: Private Medical Insurance through Aviva, Dental Insurance through Bupa, MediCash, free access to online therapy sessions via Spill and exclusive discounts with Hertility for reproductive health support. Wealth: Octopus Money Coach, free mortgage advisor partnership and discounts across numerous retailers through Perks at Work. Development: Learning allowance and full access to internal Learning platform. Lifestyle: Gympass, Electric Car Scheme and more!

And finally, we have enhanced all of our parental leave policies - we actually won the AltFi Award for Diversity, Equity and Inclusion Initiative of the Year 2022 for our Partner Leave policy.


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