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Exciting opportunity to drive innovative financial solutions for global migrants at fast-growing startup
Overview
Salary
No salary declared 😔
Location
London, UK - Hybrid
Nomad Friendly?
Expires
Expires at anytime
Marshmallow is a dynamic company focused on designing financial products that address the unique challenges faced by international migrants. Initially successful with car insurance, they have an ambitious expansion vision extending beyond their current scope. As part of the Risk Pricing Team, you will help drive the business forward by managing the Home portfolio, toning growth targets, managing the loss ratio, and underwriting footprint. Your role is instrumental in driving progress from start-ups to ongoing data, engineering, and underwriting improvements.
Role Summary:
- Managing the Home portfolio under the Risk Pricing team
- Coordinate with various teams for effective implementation
- Coordinating launch of a new home book
Role Requirements:
- Minimum 3 years’ experience in delivering pricing, commercial & data projects in home insurance
- Demonstrated prowess with data interrogation and pricing analyses using Python & SQL
- Familiarity in working with GLMs, GBMs, and related claims models within Python.
Benefits:
- Flexible work schedules with hybrid office and remote working options
- Competitive bonus scheme and Flexible benefits budget
- Mental wellbeing support and private healthcare
- Learning, development, and tech schemes
Application Process Details:
- 30-minute initial call with a Talent Team member
- 75-minute technical / competency-based discussion
- 60-minute culture interview to assess mutual fit
About Marshmallow We build financial products that accelerate the economic freedom for people who move across borders. We started with car insurance — insuring over a million drivers — and we’re scaling beyond. Tens of millions of people move countries each year, facing overlooked financial challenges. Our future is in building financial products around their needs to positively impact their lives.
The Role This role will sit in the Risk Pricing Team, reporting into the Head of Risk Pricing and will be responsible for managing our Home portfolio. The team is responsible for managing our loss ratio, underwriting footprint and growth targets. This means that the Risk Pricing Team is integral to driving the business forwards. You will be overseeing a new home book at launch, covering all pricing needs whilst engaging with Data/Engineering/Underwriting to drive improvements. You will be responsible for delivering revenue and loss ratio initiatives.
Job Requirements At least 3 years of experience delivering a range of pricing, commercial & data projects in home insurance. Significant experience interrogating data and conducting pricing analysis within Python & SQL or similar environments. Significant experience building or working with GLMs, GBMs and other claims models within Python or similar environments.
Benefits Flexible working: Spend a couple of days a week with your team in our new collaborative London office, and own your own working hours. Competitive bonus scheme. Flexible benefits budget - £50 per month to spend on a Ben Mastercard. Mental wellbeing support – Access therapy and mental health sessions through Oliva. Learning and development – Personal budgets for books and training courses to help you grow in your role. Private health care - Enjoy all the benefits Vitality has to offer, including reduced gym memberships and discounts on smartwatches. Medical cash plan - To help you with the costs of dental, optical and physio. Tech scheme - Get the latest tech for less.
Application Details We break it up into 3 stages: Initial call with a member from our Talent Team (30 mins), Technical / Competency-based discussion (75 mins), A culture interview to check that your work style fits our processes and values, and vice versa (60 mins).
