Credit Risk Manager

What we do. Electric Car Leasing

Why we do it. Greener. Fairer. Future.

We’re continuing to build our in-house Credit & Underwriting team at Octopus Electric Vehicles. 

Our focus is on developing our policies, processes and tech tools to efficiently and accurately assess credit risk, with a strong focus on auto-decisioning. To help us do that, we’re hiring a Credit Risk Manager. This is a key hire, with significant ownership over credit policy and shaping the structure of our new credit team. 

Our goal is to become an industry leader with our ability to provide quick credit line decisions to both consumer and B2B clients. We will build and invest in best in class technology and datasets to help you achieve that goal.

Today, the majority of our credit risk exposure is to commercial clients, mostly SME. Over time, however, consumer credit risk will be an increasingly important focus for the role.

The Credit Risk Manager will manage the Credit Risk team across Octopus Electric Vehicles including policy development, systems, day-to-day process, underwriting, administration and reporting. That said, you will have a strong team of underwriters with significant industry experience to look after much of the BAU activity.

What you'll do

Oversee the credit risk process within the business  Manage the analytics function within the credit team Review existing data sets to provide insight into credit performance Develop credit policy, scorecards, process and systems Manage the current credit team and build out as the business needs change

What you'll need

Knowledge and experience of credit risk modelling, strategy & policies (essential) Experience working in a hands-on credit assessment & underwriting environment (essential) Experience in asset finance or leasing (essential) Experience in vehicle leasing (preferable)

Why else you'll love it here

Wondering what the salary for this role is? Just ask us! On a call with one of our recruiters it's something we always cover as we genuinely want to match your experience with the correct salary. The reason why we don't advertise is because we honestly have a degree of flexibility and would never want salary to be a reason why someone doesn't apply to Octopus - what's more important to us is finding the right octofit! Octopus Energy is a unique culture. An organisation where people learn, decide, and build quicker. Where people work with autonomy, alongside a wide range of amazing co-owners, on projects that break new ground. We want your hard work to be rewarded with perks you actually care about! We won best company to work for in 2022, on Glassdoor we we're voted 50 best places to work in 2022 and our Group CEO, Greg has recorded a podcast about our culture and how we empower our people  Visit our perks hub - Octopus Employee Benefits

If this all sounds like you then we'd love to hear from you.

At Octopus, we're looking for genuinely decent people who are honest and empathetic. Our people are our strongest asset and the unique skills and perspectives people bring to the team are the driving force of our success. As an equal opportunity employer, we do not discriminate on the basis of any protected attribute. Our commitment is to provide equal opportunities, an inclusive work environment, and fairness for everyone.