TransferWise is the clever new way to move money between countries at a lower cost than ever before. Co-founded by Skype's first employee and backed by some of the planet's most experienced innovators (including Sir Richard Branson and PayPal founder Peter Thiel) we're disrupting the world of currency & international money transfer.

That means flipping a gazillion dollar industry on its head and taking power away from banks and the establishment. Customers transfer more than half a billion pounds every month using TransferWise to avoid the fees the foreign exchange industry has kept hidden for decades- putting £22 million back in their pockets!

Our culture is driven by empowering people to make intelligent decisions with our customer at the centre. We hire intelligent people and believe they can reach their full potential when given the autonomy to experiment and develop innovative ways to deliver a better product.

Our people are extremely proud of working here and that shows through the commitment and passion in everyday life at TransferWise. This is a place where you will develop yourself as well as make a very visible difference for people worldwide.

About us

TransferWise was born of frustration

Sending money abroad is deceptively expensive, thanks to the hidden charges we've all been forced to pay. The banks claim 'free money transfers', 0% commission. Sounds like money's already flowing freely, but far from it. It's pure propaganda.

TransferWise removes all the wrongness, letting people send money abroad at the lowest possible true cost. Using only real exchange rates and tiny not-hidden-charges. Headaches averted, and a revolution sparked.

How it happened

Taavet Hinrikus and Kristo Käärmann are two friends who believe that money is meant to flow freely. But in the absence of a global currency, it doesn't. An epiphany saved them thousands of pounds.

Taavet had worked for Skype in Estonia, so was paid in euros, but lived in London. Kristo worked in London, but had a mortgage in euros back in Estonia. They devised a simple scheme. Each month the pair checked that day's mid-market rate on Reuters to find a fair exchange rate. Kristo put pounds into Taavet's UK bank account, and Taavet topped up his friend's euro account with euros. Both got the currency they needed, and neither paid a cent in hidden bank charges.

"There must be others like us" the epiphany went.

And the rest is TransferWise.

Our values

THIS ISN'T JUST A JOB. IT'S A REVOLUTION.

We never feel alone. We're all on the same mission.

WE GET IT DONE.

We go through walls to make amazing things happen.

CUSTOMERS > TEAM > EGO.

We're creating a better world for customers. That's the whole point.

NO DRAMA, GOOD KARMA.

We're open, honest and have no hidden agenda.

Why are we exciting?

IT'S NOT A JOB. IT'S A REVOLUTION. ARE YOU READY?

We're not a bank. Not even close. In fact, we're pretty much the opposite. We're flipping a gazillion dollar industry on its head. And we're looking for revolutionaries.

No ties. No collars. Just excellence.

YOUR WORKMATES.

Creative, excitable, focussed. When all the graphs point skyward, it's easy to see why.

Changing the future of money feels pretty good.

BIG NAMES. BIG PLANS.

Richard Branson invested, so did Peter Thiel (PayPal founder and Facebook's first investor) and our co-founder Taavet built Skype.

It's nice to be backed by brilliance.

PLAY HARD.

Company holidays, team lunches, nights out and table tennis on tap. Everyone gets share options too.

...

Oh, and there's a sauna. In our office.